3D Standalone OD Premium Calculator

Standalone OD Calculator 2024 Model (Less Than 1500CC)

1. Valuation & Discount Config
2. Select Base Plan
3. Add-on Cover Matrix
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4. Underwriting Modifiers
Live Calculation Breakdown
Coverage ComponentNet Value
Net OD Subtotal ₹0
GST (18%) ₹0
Total Premium Payable ₹0
Cross-Plan Architecture Summary
Component Summary 2 Claims (0.62) 4 Claims (0.94) Unlimited (1.40)
Mathematical Configuration: IDV and OD Discount are dynamically editable. Basic Add-on rates equal Gold Rates as configured. The base OD Rate is standard IMT 3.191%, mathematically scaled by the user-defined OD Discount percentage instantly. Ensure proper scaling when printing to A4 layout.